FAQ
Emicro provides you with a fast and micro financial loan platform. Emicro now offers micro loan and various installment period for emergency assistance. When your application is successful, we will deposit into your bank account.
Please visit our website www.emicro.my or download Emicro Apps from Google Play Store or App Store to apply our loan.
1. Use online banking transfer to our company bank account and enter your ID number/mobile number as payment reference. Upload the transfer slip to our mobile web or App.
2. ATM machine transfer to our company bank account and upload the transfer slip to our mobile web or App.
3.Use JomPAY to make the payment and upload the slip to our mobile web or App.
4.Pay via FPX online banking.
2. ATM machine transfer to our company bank account and upload the transfer slip to our mobile web or App.
3.Use JomPAY to make the payment and upload the slip to our mobile web or App.
4.Pay via FPX online banking.
Emicro will charges an annual 8% late payment interest on principal amount and we will charged a late payment penalty of RM25.00 for financing amount between RM500.00 to RM10,000.00 if not be paid within seven (7) days of when it is due. Further, we will take steps in the law and contract to do debt collection and ultimately will affect your credit score if you fail to do the repayment of the loan.
To avoid fraud identity
Loan will deposit to your bank account within 6 hours for application during working hours. If application during non-working hours or holiday, loan will deposit in next working day. Please select CIMB Bank for fast deposit.
Please visit our website www.emicro.my or download Emicro Apps from Google Play Store or App Store to apply our loan.
1. Emicro offers loan services to Malaysians aged 21 to 50 years old.
2. Work and residence in Malaysia.
2. Work and residence in Malaysia.
You need to provide ID documents, Pay slip and Utility bills to apply our loan.
Loan will deposit to your bank account within 6 hours for application during working hours. If application during non-working hours or holiday, loan will deposit in next working day. Please select CIMB Bank for fast deposit.
Yes, please try again after 30 days.
The name and ID are the key identifiers of the account and cannot be modified when there is a loan in order.
1. Use online banking transfer to our company bank account and enter your ID number/mobile number as payment reference. Upload the transfer slip to our mobile web or App.
2. ATM machine transfer to our company bank account and upload the transfer slip to our mobile web or App.
3.Use JomPAY to make the payment and upload the slip to our mobile web or App.
4.Pay via FPX online banking.
2. ATM machine transfer to our company bank account and upload the transfer slip to our mobile web or App.
3.Use JomPAY to make the payment and upload the slip to our mobile web or App.
4.Pay via FPX online banking.
The repayment date is counted after the deposit date. Go to "My Application" and check.
Yes, Emicro will charges an annual 8% late payment interest on principal amount and we will
charged a late payment penalty of RM25.00 for financing amount between RM1,000.00 to RM100,000.00 if not be paid within seven (7) days of when it
is due. Further, we will take steps in the law and contract to do debt
collection and ultimately will affect your credit score if you fail to do the repayment of the loan.
R = 8 /100 x D/365 x S.
R represents the amount of interest to be paid.
D represents the number of days of late payment.
S representing the total monthly installment amount.
Late Payment Annual Interest Rate - 8%
R represents the amount of interest to be paid.
D represents the number of days of late payment.
S representing the total monthly installment amount.
Late Payment Annual Interest Rate - 8%
Please enter your mobile phone number and wait for the SMS verification code to be sent by Emicro. Enter the code for verification.
1.Blacklist settings such as SMS security software.
Solution: Check the SMS blacklist settings to view and cancel the blacklists number.
2.Wireless network, communication and other delays
Due to network or geographic issues, there may be some delay in the verification information sent by the server.
Solution: Wait patiently or try again after the countdown is complete
Solution: Check the SMS blacklist settings to view and cancel the blacklists number.
2.Wireless network, communication and other delays
Due to network or geographic issues, there may be some delay in the verification information sent by the server.
Solution: Wait patiently or try again after the countdown is complete
At the moment, the system does not support modification of mobile phone numbers. If there is any changes, please contact Emicro's customer service.
Emicro Services Sdn Bhd (f.k.a Emicro Services Sdn. Bhd.) is a licensed moneylender registered under Ministry of Housing and Local Government (KPKT).
Reg.No : 201501014968 (1140300-D)
Licence No : WL5789/14/01-8/210822
License Validity : 22/8/2020 - 21/8/2022
Ad Permit No : WP5789/14/01-7/210822
Ad Permit Validity : 22/8/2020 - 21/8/2022
Interest Rate not exceeding : 12% p.a (with collateral)
18% p.a (without collateral)
Contact Us
- Lot 1901 Level 19 Tower 1, Faber Towers, Jalan Desa Bahagia, Taman Desa 58100 Kuala Lumpur Malaysia
- Hotline: 1800 88 8668 (Toll Free)
- Operation Hour: Monday - Friday (9.00 AM - 6.00 PM)
- Email: enquiry@emicro.my
© All rights reserved to Emicro Capital (M) Sdn Bhd (f.k.a Emicro Services Sdn. Bhd.) (Reg. WL5789/14/01-7/210820)
